What is The G.R.E.E.N. CBDC Framework?

In our work to power Modern Central Banking, EMTECH presents The G.R.E.E.N. CBDC Framework to help central banks unlock unprecedented value when deploying a CBDC.

We believe central banks can leverage this opportunity by:

  • Governing for impact
  • Reimagining trust through transparency
  • Embracing sustainable use of energy in the digital world
  • Empowering innovation with core infrastructure
  • Nurturing inclusive and resilient ecosystems
Central banks have a unique opportunity to drive impact and desired outcomes that will significantly transform the world of finance for years to come—digital and financial inclusion, interoperability, financial stability, consumer protection, Anti-Money Laundering, ESG alignment— all through the way its CBDC is designed, governed and accessed. There are undoubtedly many risks central banks must consider. In fact, many are concerned about their privacy and how a CBDC could be used by governments in ways that paper cash can’t be today. Yet, a new trend is emerging in central banks anchoring on key principles that leverage technology and regulatory innovation to achieve stability and risk management in a new era. That fundamentally requires trust, and there’s tremendous value in that.
What will central bank money be in the future?
And what does financial stability look like 10 years from now?

Leveraging Technology To Execute

Technology offers great opportunities to impact the world, build trust and mitigate risks.

Going digital requires computing power (software) and digital infrastructure (software/hardware). A Central Bank Digital Currency (CBDC) issued to represent a country’s sovereign currency (cash) in a chosen new digital form will require a lot of it and have implications for the financial ecosystem.

Given the required resources, here are 5 key fundamental technology decisions in architecting CBDC to achieve various outcomes:

  • Risk vs Impact Profiles of your CBDC
  • Using an Open vs Closed System
  • Distributed Ledger Technology (DLT) vs Non DLT Ledger
  • Token-based vs NonToken-based Taxonomy
  • Central Bank Role: System vs Infrastructure Provider (i.e. Open API-First)

Future with CBDC

This requires imagining the future, as the decisions in the stated levers will define how well the desired outcomes will be achieved.

Why G.R.E.E.N. CBDC?

“Going green” can seem impractical at times. The BIS, IMF World Economic Forum and a growing number of central banks are looking at various angles of such a task. Carbon footprint is hard to measure, but “Green Bonds” are gaining popularity as a way to invest in “green investments”.

However, It isn’t just about reducing carbon footprint, which is more critical than ever, but in this framework, we present a feasible and grounded approach for central banks, even those with limited resources, on how to take action when thinking about inclusion, stability and risk management.


EMTECH is an award winning software company modernizing central banking infrastructure for financial inclusion and resilience. We partnered with Hedera Hashgraph to achieve an energy efficient, trusted, secured and low cost ledger and tokenization services. Our complete CBDC stack is built as an enterprise-grade, highly performant, highly secure and API-First CBDC that underpins the G.R.E.E.N. CBDC Framework.


Leveraging technology to enable access to inclusive and resilient financial ecosystems across the globe.

Global Impact

There’s a paradigm shift happening in the methods used traditionally to deliver financial services to consumers and businesses. The G.R.E.E.N. CBDC Framework provides a central bank a practical, impact and outcome-driven framework in deploying its CBDC as a digital cash infrastructure. We believe in leveraging our energy-efficient solution, a Central Bank has the unique opportunity to unlock unprecedented value for years to come. Trust in money is fundamental to stability. More people need access to digital form of money. While innovation will continue to fill in gaps that central banks don’t have the mandate for, a trusted and digital form of central bank money is needed.


Leveraging technology to enable access to inclusive and resilient financial ecosystems across the globe.

G.R.E.E.N Future

This requires predicting the future, as the decisions in the stated levers will define how well the desired outcomes will be achieved.
  • What will be the impact?
  • What will be the outcomes?
  • What will be the legacy?

Gas emissions between Bitcoin and Hedera


885+ KWH


Carbon Negative

Frequently Asked Questions

A practical, impact and outcome-driven framework for central banks to consider in deploying a Central Bank Digital Currency (CBDC).  

The decision to deploy or not deploy a CBDC will leave behind a trail of choices made today to the future generations.

No. Any Central Bank who chooses to adopt the ideals of the G.R.E.E.N. CBDC framework through EMTECH’s CBDC can have a “G.R.E.E.N. CBDC” token.

EMTECH’s team is ready to support you with the G.R.E.E.N. CBDC Toolkit (Framework Adoption + Sandbox Pilot + Ecosystem Engagement) Framework and piloting the pre-built core CBDC platform and APIs Toolkit ready for testing.

at the CBDC Conference

We would love to meet you in person while you’re here at the conference!